No need to carry cash,but facility to withdraw cash in emergency.
Easy to use,provides facility of short term interest free loan,gives flexibility to manage your expenditure,freedom as gives grace period for repayment.
Flight tickets,mobile recharge etc cant be booked via cash on delivery.
Various offers such as discount given by flipkart,amazon etc on credit cards,surcharge waivers on petrol purchase,cashback on online payment via card ex.yes bank card.
Rewardz point that can be used for mobile recharge etc,points also can be redeemed for cashback such as on sbi card.
Credit history is build,for loan person is preferred by bank
Dual card are available i.e metro card cum credit card ex.icici credit card.
Automatic recharge is done once the value goes down.
Increased purchasing power.
Lower risk if stolen,can be blocked easily.
Just call the customer care of your respective credit card,they will verify by asking your personal details and instantanly they will block it.
Budget in control-all spending can be tracked,so you can plan your budget and can spend in efficinet way.